Rejoice! It's been a secret goal of mine to write a book. After I launched The Frugalista Files, a lot of my readers asked me about writing one. Writing a book proposal can be a daunting thing. I'm used to writing short articles, not PAGES of copy. Alas, I got the book proposal done in between blog posts and I am so lucky to have a home for my book: Harlequin!
On July 1, a new student loan repayment option is available for those who owe money for their college education. The new program, Income-Based Repayment, will allow you to cap your repayments to 15 percent of your gross income.
Some things to consider before signing up:
Oh no! Is there fear of a frugal planet? Adage.com recently had an article detailing how Procter & Gamble, Whole Foods and Home Depot are concered that frugality may be the new norm. The retailers are concerned that America has forever altered its spending habits.
Put this in the "Only in South Florida File:" A Fort Lauderdale doctor gave away free botox and other cosmetic treatments to help boost the confidence and job search of the unemployed.
Do looks matter? Do you think the health risks are worth it to look younger to get a job? Do you think people should just become entrepreneurs? Is America too vain? Is Dr. Jason Shapiro a savior? Would you get a cosmetic procedure? Tell the truth!
The New York Times had a good piece about how the recession is impacting how the big chains do business. Nowadays, retailers aren't stocking as many sizes and are more selective with their inventory. Neiman Marcus will offer more affordable clothing and Sears will have self-service computers in stores.
Could this be true? What!? Credit card companies are a lot more open to cutting deals with those who are delinquent on their accounts. Yep, the card companies are willing to slash the balance on a deliquent account.
So, I was reading an article in Newsweek about Food Inc., a documentary about America's food industry. The article in the Newsweek print edition quoted Michael Pollan, a New York Times magazine contributing writer who covers issues dealing with diet and the business of eating in America. So, in the article, Pollan mentioned he's a fan of Meatless Monday, where people go one day a week without eating something from the animal kingdom.