November 09, 2009
How much money can you stand to lose?
Hello! I have a quandary, and I want your feedback:
SITUATION #1: I recently gave a friend $300. She couldn't pay her rent and called me basically on the second day of the month needing money. I've known this friend for more than a decade. I knew she had fallen on hard times, but I never offered any financial assistance because my situation has not been the most cushy either. However, when this friend called me needing cash, I sent it to her through pay pal without hesitation. I know her lifestyle and that she was only asking because she genuinely needed it. I have an EXTREMELY short list of people who can ask and receive cash from me. Among the people are my mother and a friend I've known since pre-school who looked out for me when I was in college. I treasure longevity and loyalty with my friendships. The only problem I have with giving my friend $300 was that I couldn't offer more. I know I'm not getting the money back and I don't want it back. Honestly, I just want her to get financially stable.
SITUATION #2: I went on a social outing with a relatively new friend. A new friend in my book is someone I've hung out with for fewer than five years. I know that may seem like a long time, but I am from Chicago. Native Chicagoans often have the same friends since first grade. I am open to meeting new people, but I fully believe that it takes a while for you to know someone. Now, if I've known you for fewer than five years, it doesn't mean that I don't consider you a friend or a great person. I just know it takes a long time to see how we weather life's ups and downs. Anyhow, there was a bill situation with the "new friend" and she owes me $30. I didn't raise a big stink about it, but I can't get it out of my head. This new friend has been supportive, cool and nice in other situations, but I am still annoyed that she stiffed me out of $30. I feel like I shouldn't have to ask for it. She knows that she owes it; she doesn't give a crap. Where I am in my life, I don't feel like being a bill collector. However, that $30 could pay for a few meals, a wash-and-set or almost fill up my gas tank. At this point, it's about the principle. The "old Natalie" would have given said person a thorough tongue lashing. but I've grown past that. For now. ;)
One I would think I would be more upset about giving up $300 than $30, but I'm not.
So Frugalistas, please help me out:
Am I petty for wanting my $30? What would you do? Have you ever had a situation where you felt like someone "got over" on you? Do you give your friends money? Should I not be worried about $30 and think about the $300? Has anyone owed you a small sum and you still were upset like they owed you a mortgage payment? Please tell me what you are thinking!
November 06, 2009
Discount Shopping in Coral Gables tonight
THE DEAL: Buy one get one regular priced Olian or analli item and get the second half off
356 Miracle Mile / 305-446-2306
The Boutique at Lister Jewelers
THE DEAL: 20 percent off all inventory
2330 Ponce de Leon Blvd. / 305-445-7525
THE DEAL: Up to 50 percent off merchandise and complimentary “Acquatinis”
3138 Ponce de Leon Blvd. / 305-447-1490
The Rose Tree Cottage
THE DEAL: Up to 40 percent off select items; complimentary wine and cheese
388 Miracle Mile / 305-448-9688
Have a frugal and fabulous weekend,
Natalie the Frugalista
November 05, 2009
Unemployment extension close to becoming law
The Senate approved an unemployment extension, last night. The extension will be as much as 20 weeks for out-of-work Americans. It is expected to be signed into law by President Obama within the week.
According to the New York Times:
The Senate bill would extend benefits by 14 weeks nationwide for those whose relief has run out, and up to 20 weeks in states — 26 currently — where the unemployment rate is over 8.5 percent.
The House-passed bill would limit the extended benefits to those states with the highest joblessness but Senate Democrats in other states pushed for a nationwide extension. The effort for the nationwide extension was led by Senator Jeanne Shaheen of New Hampshire, where the unemployment rate is 7.2 percent.
Good Morning America had a good segment on today about the vote: Economy and Politics: What Lies Ahead?
Do you think unemployment benefits should be extended? Have you been impacted by the recession? Do you really thing the recession is over? Will the extension change your life?
November 03, 2009
Government cracks down on credit report services
The government is cracking down on freecreditreport.com, saying the service isn't often free, but a lure for customers to enroll in its monitoring service for $14. 95 per month. To get government authorized, truly free credit reports, got to annualcreditreport.com.
What do you use to check your credit report? What do you think about the freecreditreport.com spoof? I can't like, I enjoyed those catchy commercials! How often do you check your score? I check mine about once a year.
October 30, 2009
Halloween Costumes on a Budget!Here is my affordable Halloween costume segment from NBC-6! Shouts out to Michelle Smith, my muse and Trina Robinson, top reporter!!
Mama Frugalista has bad "Halloween candy"
Ok, peeps, Halloween is almost here and I'm dealing with an issue. Really, it's not MY issue, but I'm still concerned. My mother, Mama Frugalista, is giving out juice boxes to the trick-or-treaters this year. I was shocked when she told me. When I lived at home, we always gave out Reese's Peanut Butter Cups and Snickers bars and all that jazz. I distinctly remember the homes with bad candy. Boo Hiss! A neighbor once gave out apples. THE NERVE! Mama Frugalista's rationale is that she does not want to be stuck at home (she's retired) with bags of candy. When Mama Frugalista worked as an educator, she could give the leftover candy to the students. Left alone in her home with a bag of chocolate is daunting. Candy is bad for the waistline and kills the sexy. Mama Frugalista says with the juice boxes that she can sip on them with her meals or give them to my baby cousins in Chicago.
I live in an apartment complex that doesn't really have a lot of trick-or-treaters. The only people who knock on the doors are the mannish teenage boys in complex who knock on the door anyway because they are FRESH. I digress! I'm not buying Halloween candy. However, I know my old neighborhood. Those rugrats, kids, are going to want CHOCOLATE!
I hope the trick-or-treaters aren't upset with my mom for giving out non-candy. I do think trick-or-treating is becoming a lost art with all of the security concerns.
Am I over reacting? Are you giving away Halloween candy? Do you think the trick-or-treaters will be upset at the juice boxes? I Halloween candy political? What did you think about the people who didn't give away candy at Halloween?
October 29, 2009
Costco accepts food stamps
Wow! Despite being known as the discount retailer for affluent people, Costco is now accepting food stamps. People are saying it's a sign that the economy is still shaky despite reports that the recession is over. I think that there are a lot of people on food stamps these days who USED to be affluent, or at least stable and now their fortunes have changed. The thing about stores like Costco, is that they make it really easy to buy in bulk. Costco tested the program out in New York and it was a success.
What do you think about Costco accepting food stamps? Have you ever used food stamps?
October 28, 2009
Boston Market offers $1 chicken meal!!!!!
October 27, 2009
Halloween Costume Tips
Greetings! What are you doing for Halloween? I have a party to go to this Saturday. My costume? I'll be a 70s disco chick. I have an old afro I wore to a Studio 54 party last year and a sexy maxi dress. I need to run out and get some medallions so Pam Grier will be asking ME where I shop.
What about you? I have some ideas for Frugalista-style costumes that pamper your bank accounts. I did a segment recently for WTVJ NBC-6 here in South Florida and had a bash.
1) Go as a job seeker. Wear an old suit from your closet. Tape a pink slip of paper to a "Hello, My Name Is" sticker that you can buy from an office warehouse store for about $4.97.
2) Go as 70s disco queen! You can either buy a ready-made outfit from a place like Party City or you can hit up thrift or vintage stores for discount bell bottoms. Wear your hair in a flip or buy and afro from a beauty supply store for about $25.
3) Go as Sasha Fierce. A leotard will run you about $15. Throw on some heels, fake eye lashes and put on a fake bling ring. You can get the fake bling rings for about $2.99 in the wedding section of costume/party shops.
*As if* these tips aren't enough, check out my blog homie, Bargain Babe. She held a contest for most affordable costume.
What are you wearing for Halloween? How much will your costume cost?
October 25, 2009
Frugalista style: Frugal and fabulous Halloween costumes
Hello, Frugalstas! I will be on WTVJ NBC 6 Monday morning between 11-11:45 a.m., doing a "Halloween Frugalista Style" segment. I can't share too much before it airs, but let's just say that I got some ideas to make you smokin' hot financially and fashion wise for Halloween!
Please tune in if you are in Miami!