And now it's time to say goodbye

It's been one eventful month for us. Furnishing and decorating our first bachelorette pad -- not to mention the every day purchases we shared -- was more stressful than I thought. But it was a good financial learning experience for the both of us.

If I could do it all again, I think I'd try to stick to a budget. Of course that's easy to say now. Before, I didn't really know the cost of things, so I just winged it and tried to get the cheapest things when possible.

But now that I have a better idea of the cost of necessities, I'm going to make a monthly budget. I'll save some money for things like movies and going out for drinks, and always put a set amount away into my savings. There will always be temptations to spend at the mall or when I'm hanging out with friends, but if I stick to a budget, I think I'll be in good shape.

Nicole White is taking our place for the next month. She's a designer with a flare for frugal. I wonder what she thinks of how much we spent on decor. We did hunt for bargains for things like the couch and bedroom furniture, but I'm sure if we had her on our side, we could have found ways to save even more.

Posted by Bridget Carey on | | Comments (1)

Adieu, to you and you and you

Well, as of 5pm this afternoon Chicks And Balances will come to an end.  I was unhappy that I wasn't posting as often recently (which is a natural progression since we only have so many things we can buy in a given space of time), but I'm satisfied with the overall way we were able to express ourselves as individuals.  Bridget and I are definitely opposites in many ways - and we certainly have fought because of it - but that's spilled milk compared to the good stuff we're able to share as roommates....namely, I get to play her Guitar Hero whenever I want, but I digress.

Will Bridget's influence continue to lead me down the path of thriftiness?  Perhaps.  Maybe...ahem...possibly.  Though I think it's a dubious sign for the future that I'm concurrently typing this up and browsing eBay.  But if I could leave one lasting message through this blog it would be this: don't be afraid of money, people, and don't be afraid to use it!  Don't spend over your means, but don't covet all of your earnings to the point that you're restricting yourself.  In the end, a tight-fisted Scrooge is just as bad as a hopeless spendthrift.  So while I'm readying my debit card (once again), I'll leave you with this little farewell:

P.S. Good luck and happy spending to the next blog, Your Pad On A Penny!

Posted by Amanda Conwell on | | Comments (0)

I see London, I see France...

BrokensketchersSome women buy tons of shoes. I only buy a pair when my old ones fall apart.

And my sneakers have finally fallen apart. The decorative straps started to snap apart two months ago. I tried gluing one, but now more are breaking. Sigh. Time to buy sneakers this weekend.

And it's not just that. Amanda's dad pointed out to me last week that I ripped a hole in the back of my jeans. Hopefully the people who saw my underwear thought I was making one of those I-buy-ripped-jeans fashion statements. Guess that means it's also time to go jean shopping.

I'll go out to the mall after work today and see if I find anything. I'm pretty picky about my shoes and I always have a hell of a time finding a good pair of jeans that are cheap and fit well. There is a doorbuster sale tonight and tomorrow morning at JCPenney, so maybe I'll have some luck!

Amanda is working tonight, so I'm not going to take her along. I'm kind of glad. She's been bugging me to go shopping together for many other things that I "need." But I don't want to turn this errand into a clothes shopping-o-rama. Although I like to have another person around for their opinion, I think in this case going alone is for the best.

Posted by Bridget Carey on | | Comments (2)

I cut hair, not coupons

Long Mother's Day is fast approaching, and after thinking it over I decided to get something for my mother that she would really enjoy: a haircut.  Not for her, mind you, but for myself; I've let my locks run wild for the past year or so and nothing drives her crazier.  But while I indulge myself in top-of-the-line electronics and decor, I admit that I'm rather cheap when it comes to pampering my hair.  So many high-end hair salons cater to mere upper-class aesthetics: you end up paying more for the experience of your poshShort surroundings than your actual cut & style.  The best haircuts I've ever had were done for less than $20 at a Classic Cuts located conveniently next to a Subway, and that's what I call luxury: a great haircut & quality dining all within 5-ft of each other!  And lets not forget that this present (and yes, she loved it) also serves two purposes: not only do I make my mother happy, but the loss of ~10 inches of hair feels oh so good in the scorching weather.  So happy was I, in fact, that I ended up tipping the hair stylist $20 for a $14.95 haircut.   Seeing as how it would normally cost around $50 for a cut in any "fancier" salon, I felt justified in my enthusiastic tipping...and it further expresses the wonderfulness of my mother in raising such a giving (ahem), benevolent (cough), and totally non-materialistic daughter. 

Well, when the mood strikes me, anyways.

Posted by Amanda Conwell on | | Comments (3)

Tomorrow's Forecast: Heavy Spending

Long time no write, readers.  The main reason behind this is because I'm trying to conserve money since my recent purchase of a computer, but I also have several events on the horizon that I have to be ready for...namely an anime/comic book convention at the end of May, and a wedding (in which I am the Maid of Honor) in September. 

Of course, no wedding would be complete without a bachelorette party, and I am in way over my head in trying to plan for this thing.  Not only do I have to worry about the cost of my dress, as well as various party supplies, but the bachelorette party and wedding are to take place in Tampa and Georgia, respectively.  I have no idea what the cost of a round-trip plane ticket is nowadays, but needless to say I shall be spending some change.

The more immediate concern is the upcoming convention, however.  Not only did I pay $25 for the ticket, but an additional $40 for a photo-op with THE WEASLEY TWINS of Harry Potter fame.   Letting me loose on those boys the convention is bound to end up with me coming home with a ton of trinkets, goodies, and presents (for myself).  Unfortunately, what with our blog ending within a week, you won't be privy to those shenanigans, but wish me luck (or rather wish my bank account luck).  Hopefully Bridget's presence will assist in swaying me into a degree of frugality...but alas, when has that ever worked before?

Posted by Amanda Conwell on | | Comments (0)

Calculating our spending is depressing. But googly eyes help.

In the post below you'll see the rough breakdown of how much Amanda and I spent on things for the house we're renting. And you can read our views on our spending in our personal finance story in today's Miami Herald.

I don't think either of us expected to spend this much. I know I didn't. More than $3,000 on home stuff? Sigh. I figured maybe $2,000. But when you spread all this stuff out over two months, you don't realize how much you are spending! This wasn't all bought in the month of April. Much of the furniture was bought in early March and spread out over several weekends.

And then there is still the rent and the cell phone bill and the car insurance bill and the car repairs and the groceries and GAH!

It's very depressing when you look back on how much you are spending in a month. But I'm glad I did, because even though I'm Miss Coupon-Cutting-Bargain-Hunter, it gave me a good wakeup call that I need to be more disciplined.

Maybe gardening will cheer me up. Just this week I bought a $15 plant for the front porch. Why? I don't know. I've never had a green thumb, but when I went to Home Depot I got this Martha Stewart urge to have the perfect garden. It was an impulse buy because it had pretty pink flowers. After watching the gardening tips in the video below, I think I'm going to need to buy googly eyes.

Saturday Night Live - Googly Eyes Gardener

Posted by Bridget Carey on | | Comments (0)

Breakdown of the home expenditures

After a month of tallying up our home expenditures, Amanda has spent more than me -- but only by a few hundred. Of course this isn't counting our rent, utilities, food, gas, clothing, entertainment, car repairs, personal electronics... just stuff we bought for the new place. So keep in mind that Amanda just bought a $900 computer and I just fixed my car for $800, which hurt even more during this busy month.

My running total is so far at about $3,271, and Amanda is at about $3,921. Our story in today's Miami Herald goes into those totals and how we both influenced each other in our spending. Read here: Roommates learn how to spend together.

The following is a basic comparison between our spending. It's not super exact because in some areas we didn't include tax, and in some areas we did. The [B] stands for me, Bridget, and the [A] stands for Amanda, of course. It is designed to give you a general idea about our spending:

BEDROOM

  • Dressers
    • [A] 8 drawers: $249
    • [B] 3 drawers w/ mirror: $249
    • [B] 6 drawers chest: $249
  • Nightstand
    • [A]: $50
    • [B]: $50
  • Bedframe
    • [A] Queen: $179
    • [B] Full: $150
  • Mattress
    • [A] Got used one from family
    • [B] Full: $456
  • Comforter & Sheets
    • [A] $210
    • [B] $62
  • Desk
    • [A] $119
    • [B] $85
  • Desk chair
    • [A] Used one from family
    • [B] $45
  • Runner rugs (two each)
    • [A] $60
    • [B] $19
  • Mirror
    • [A] $20
    • [B] $6
  • TV stand
    • [A] $225
    • [B] Put TV on dresser
  • Mattress pad
    • [A] Gift from parents, memory foam: $104
    • [B] Gift from parents, egg crate foam: $30

LIVING ROOM

  • Coffee table, sofa table, side table
    • [B] $588
  • Couch, love seat
    • [A] $777
  • Drapes, rods
    • [A] $288
    • [B] $288
  • Paint
    • [A] $70
    • [B] $31
  • Lamp
    • [A] $50
    • [B] $50
  • Rugs
    • [A] Area rug gift from parents: $139
    • [B] Rug for front door: $30
  • Decor (statues, artwork, clocks)
    • [A] $961
    • [B] $25
  • Entertainment
    • [A] Play Station 2, games: $200, Stereo: $64
    • [B] 32" LCD HDTV: $529

KITCHEN

  • Dishes, glassware:
    • [A] $25, gift from parents: 24-piece glassware set
    • [B] Plates: $87
  • Silverware
    • [A] $24
    • [B] $18 (paid for with gift card)
  • Misc
    • [A] Toaster oven: $30, Wall clock $25
    • [B] Place mats: $6 (used gift card), chair cushions ($10, gift from parents), Dry Erase board: $4, Napkin holder, $2.

BATHROOM

  • Towels
    • [A] $19
    • [B] Used college set
  • Rugs
    • [A] Two total: $10
    • [B] Four total: $51
  • Paint
    • [A] $12
  • Misc
    • [A] Used college items
    • [B] $53 (includes shower caddy, mat, toothbrush holder, art)

OTHER

  • Garden/yard stuff
    • [A] $15
    • [B] $66
  • Frames/art
    • [A] $54
    • [B] $60
  • Maintenance
    • [A] Dust Buster: $30, Tools: $81, Cat supplies: $64
    • [B] Swiffer: $10

Posted by Bridget Carey on | | Comments (0)

No break(s?) for Bridget's budget

The brakes were squeaking.

That's never a good thing for the bank account.

At first I pretended it wasn't happening. Just turn the radio up... can't hear it, then must not be a problem. But it was a problem. And I know when you wait on these things it either (a) gets worse/more expensive to fix, or (b) you crash into a gas tanker on I-95 and make a fantastic explosion because you had no brakes. [Buckle up, kids!]

Option B. makes for a great summer movie action sequence. Not so good for the need to commute to work.

But it wasn't that long ago since I fixed my brakes. Turns out the dope that installed them didn't do it right, and they wore down only in one spot, among other things. SO I needed new brake pads, new brake shoes, flushed the brake fluid since they were already doing break things... but then you get that courtesy phone call mid-way through the work. You think it's a call to let you know your car is ready to be picked up. Ha! Foolish girl!

I was told the thing that keeps my front left wheel attached was about to fall off and I needed a new one. Sounded like a bad thing. Besides, my car is 10 years old, so I wasn't surprised at news like this. My dad said I should get it replaced.

That tacked on another $344 to the bill, making my total $794.67.

But this is why we save, right? To deal with these horrible random bills that catch us off guard. I had to put this expense on the credit card and wait till I get paid next week.

Last week Amanda spent about $900 on a new computer. I spent $800 getting my car fixed. Just when I thought I had my monthly budget all figured out, and just when I thought I did better than Amanda and that I could be happy that I saved money... blam. Life had to get in the way.

Posted by Bridget Carey on | | Comments (3)

The results are in...?

I've been attempting to put off this post as if I were a child trying to waylay an inevitable scolding.  Allow me to introduce you to my new computer.  I only bought the tower portion (a new monitor can come later), and with a 3-year warranty plan the final price ended up at $909.  More than I wanted to pay, yes, I admit.  And no, I don't buy something this expensive, take it home and plug it in and content myself with "Weee! Shiny!!"  I want to be happy with my purchase, and my computer is an essential part of my everyday life (more so than any other form of entertainment, certainly).  And the thought has already crossed my mind that I may end up taking this system back, buy a cheaper one, and simply purchase a superior graphics card (which would equal to much the same price).  I have 7-days to test it out before the return policy expires. 

Img_0517_2This, as well as the comments I'm sure are coming, have kept me from posting about my purchase thus far - I'm just not that sold on my sale just yet.  But give me a couple more days and we shall see; perhaps it's just Windows Vista (which is something I have also avoided) that is throwing me off.  As you can guess from the picture, my life is in general disarray at the moment.  

You can browse the system specs in the link above, for those who are interested or have any comments/recommendations.  This was purchased at Brandsmart, who offered it $60 cheaper than at Best Buy.  The full package, w/ monitor and without taxes, was about $1350.  I figure I can pick up a nice monitor later down the road, and at a discounted price.

Posted by Amanda Conwell on | | Comments (4)

Apparently "PC" doesn't mean "pretty cheap"

Yesterday I had swung by GameStop (since it seems GameStop is the new Starbucks, and there is one on every corner) to see if I could pick up any new PS2 multi-player games through which I could beat the crud out of Bridget.  Yadda yadda yadda, I end up leaving with a $50 PC game. 

Same old-same old, right?  But you see, Assassin's Creed is different.  Assassin's Creed is the "next gen" of PC gaming; i.e. it requires an ungodly amount of system requirements in order to run, even at a minimal level.  So much to my dismay I knew that I had no choice but to appeal to the geeks at Best Buy for a graphic/memory upgrade.

So how did all that end up to the now impending reality of me buying a new computer?  Lets break it down: I have a Pentium 4 HP.  A new graphics card = $129, and 2GB worth of memory = $200.  Also, my current computer is a "single-core processor"; don't ask me what that means (I just nod and go "uh huh" most of the time), but all computers currently produced are duo-core or above.  So even if I purchased the two graphic/memory upgrades I would still never be able to run the game properly on my system.  So add the frustration of 1) not being able to play my new game, with 2) being told that my computer is basically obsolete, and suddenly I'm throwing up my hands and saying "Take me to your computers!".  (Side-Note: It must be mentioned at this point that I am a hard-core gamer and PC-enthusiast, so being up-to-date is an important issue for me; I don't generally recommend normal computer owners to go for the kind of graphic updates that I am looking for, since it's just not necessary for everyday use.)

And before you go saying it: I'm not insane, and I'm not rich.  I do not want to (and I don't think I WILL) spend over $800 on a new computer system.  I made sure to call my dad (who is akin to an AA-sponsor) as I was browsing the aisles to let him know what I was up to, and he smartly said something along the lines of "For godsakes don't be impulsive - you can buy a computer today, but just wait for me to come home and we can browse around first".  Note the crafty use of "you can buy (insert item here) today".  I have a congenital case of Veruca Salt™, and the only prescription is more cowbell instant gratification; however, I certainly was not keen on the $1079 Best Buy recommendation.  We shall see what Costco has to offer, and hopefully I'll be able to purchase something that not only fits my basic needs of the moment (this being PC gaming), but also fits my longterm goal of maintaining my bank account.  I'll be sure to post later!

Posted by Amanda Conwell on | | Comments (5)

This, that, and cats (again)

Img_0515 If you might be tired of hearing about cat issues, then I'm tired of writing about them.  I didn't think we had another issue, even...but since I woke up to a new post concerning Tootles, I suppose we do.  Needless to say (since it has been mentioned) the cat litter box has been moved to a more out of the way location, complete with a modesty screen (see picture).  I'm pretty good at cleaning it once a day or once every other day, and if a whiff of poop is detected that simply means she has gone "boom-boom" again and it hasn't been covered properly with litter.  Fascinating reading material, I'm sure.  But when living with any type of animal, there is only so much that can be done in regards to their toilet procedures. 

I was told recently that my entertainment center wouldn't be complete without an Xbox, but seeing as I have yet to play my PS2 buying a new gaming system is the last thing on my mind.  Also, whenever I think about an Xbox the only games I can picture are 1) Halo, and 2) Dead Rising.  Being a girl-gamer who's not a particular fan of shooting games (being that I am a chicken), I have no interest in Halo; being that Dead Rising is basically a video game-version of George Romero's Dawn of the Dead, I'm dying to have it.  But seeing as the Xbox is around $280, I really have no intention of buying it.  The one draw (that being Dead Rising) is a good one, but when I'm too scared to even play the game...what's the point?  I've also been thinking: if anyone would buy an Xbox in this household, that would be Bridget.  When I was flipping the thought of buying a Playstation around in my head a few months back, she was the one to suggest I go for an Xbox instead.  Bridget has also been the one to whimper and swoon at the thought of buying Rock Band for my PS2, so we'll have to see - because while she talks it up, I have no interest or intent on buying it on my own.  Guitar Hero already frustrates the heck out of me.  But what are your guys thoughts about this?  Since I own the system, should I buy (all) the games?

Posted by Amanda Conwell on | | Comments (4)

Turning trash to treasure

We just got a free used barbecue grill, thanks to a family friend of Amanda's. Her dad was the one that knew about the deal and called Amanda -- apparently these people bought a new grill and needed to get rid of the old one. So her dad helped with putting it in his truck, and now we have a grill!

And Amanda was not against this "used" item, like she is with other used items, so hurray for that. The only thing is that it needs a bit of work to get it cleaned up. That's going to be my project today.

And there was an old fountain in our front that was dried up and collecting leaves. I'm still in the middle of trying to get that fixed up with help from Amanda's dad (thank goodness he knows how these pump things work).

WickerwickerwickerI also want to fix up the patio this week. There are old wicker chairs left there from before, with old cushions. Some need to be thrownWickerchairneedslove_2 out, but maybe I can stick a few in the washing machine. After  checking out the prices of cushions, we would have to spend a pretty penny to get all new cushions. Maybe we can salvage a few of these.

BrokenbarstoolThere's a barstool that is broken, but I'm thinking I can find a way to fix that, too.

There are metal pool chairs without cushions. I told Amanda I would like to find some cheap cushions for these. She says she rather just buy some new pool lounge chairs -- probably plastic so they don't need a cushion.

LoungecharandgrillWhat would you do? Spend money on a cushion for the lounge chair, or buy a new one? I saw a chair wrap thing at Bed Bath and Beyond for $30... and saw a pillowy cushion at Wal-Mart also for about $30. I think cushion is the way to go, because I doubt we'll find a new chair that cheap. But I have more bargain hunting to do before I decide.

It's almost Summer time... common stores, I'm counting on you to give me some pool/beach Summer sales! Momma needs to pretty-up this porch and soak in some rays!

Posted by Bridget Carey on | | Comments (3)

Smelly cat, smelly cat, what have they been feeding you?

You didn't think that was the end of our cat issues, did you?

Amanda kindly moved the litter box and newly-purchased litter box screen out of the living room and into the spare bedroom, which we have now as a media room.

The door to this room directly faces my bedroom door. And what I didn't expect was that every time I walked to my room, I'd get a big 'ol whiff of cat poo.

It wasn't bad every day. Just like... every three days my eyes would water. I mentioned it to Amanda, thinking maybe it was something to do with how often the box is cleaned? I don't know these cat things. I only know dog things. And then my brother visited Friday night and said, "It smells like poop" when he went in the hallway.

You bet your sweet buns that I ran out to Publix that next morning for some deodorizers!

To be fair to Amanda, she did say a few days ago that she would buy some plug-in air freshener refills. But I couldn't wait a day longer. I was already out doing Publix shopping, and there was a buy-one-get-one free sale on Glade refills (we already had some plugs) and I also picked up some Febreze air spray.

I'm relieved to say that it worked. I plugged them in yesterday, and no more cat poo smell near my room! Sure it stinks (pun intended) to have to spend money every so often now for air fresheners, but ya gotta do what ya gotta do to avoid cat poo.

Posted by Bridget Carey on | | Comments (1)

A great TV breeds great entertainment

So as Bridget mentioned, I recently bought a Playstation 2.  Now, here is the thing: I already own a Wii, and while I thoroughly enjoy playing on my friends Playstation's, it has never occurred to me to actually purchase my own.  See, most of the games I love are the type that I am way too chicken to play on my own.

But then Best Buy had to go and do it.  They've set up a row of incredibly discounted PS2's by the cash registers...much like candy in a grocery store.  So even if I go shopping for something completely unrelated, I end up staring down and contemplating this new, amazingly cheap entertainment system.  What can I say, I'm easy to pull over to the Dark Side, folks.

And while I know that the PS2 is soon to be an antiquated relic of gaming yore, you really can't beat $129.99.  And while Bridget suggested that I contemplate the pricer Playstation 3, impulse spending is not only based on the "see it, want it" principle, but also on the occasional "deal" that the shopper perceives to exist.  And while $129.99 is a definite deal, $399 for a memory-limited, non-backward compatibility machine is not.  And if you didn't understand any of the latter, don't worry.  It's probably better that way.

Oh, and not only did the gaming system come with a 50%-off price-tag, but all the games for the system are also on a steady price-decline.  I just picked up (ahem) USED copies of both a Final Fantasy game, as well as Kingdom Hearts 2 (both for $17.99, as opposed to the non-used price of $19.99). And as I told Bridget, as disgusting as used items are...I don't think my $2-save on each game really matters much in the long run.  And in hindsight, I'd rather have a clean, sparkling, and new version than one that is possibly gross and defective.  After all, didn't I save enough by buying the PS2??

Posted by Amanda Conwell on | | Comments (4)

I think I just witnessed a miracle. Amanda bought something USED!

Right after I bought the TV, Amanda stopped into BestBuy to pick up a Battlestar Galactia DVD. I waited in the car, guarding my precious.

I get a phone call from Amanda while she is in the store. It went something like this:

"Bridget! A PlayStation 2 is only $130!"

"Yeah... because it is old. I think my brother and I had one since 2001."

"But it's just sitting there, begging me to buy it! I must own it!"

So I told her to walk away and just sleep it over. That usually works for me. If I feel really strongly about something a few days later, then I'll probably get it. But I usually lose that desire after two days.

Not that long ago she bought a Wii, and there are several things she can still buy for that. And if she wanted another system, I suggested to spend money on a technology that isn't outdated. But PS3s are still very pricey and they have issues with backward compatibility of PS2 games. They still make some games for PS2, like Rock Band, so it's not that out-dated.

And her buying another system worried me. I am very easily tempted to spend money on games. My brother took the PS2 with him to college, so my temptation left me. But now it's back.

Imagine the following scenario: Out with friends, having a beer at a local family-friendly dining establishment. We're walking along the shopping center and we pass a GameStop (because there is a GameStop every two blocks where I live)... and next thing you know I'm buying a stack of used games for her PS2 while under the influence of 2-for-1 beers!

Ugggh. Willpower, Bridget. Willpower.

I get home from work the next day and she tells me she's going out to get a PS2. Well, at least she thought it over. But I think waiting that long was starting to drive her crazy, ha.

But when we get to Best Buy, I don't think she realized that she has to buy a memory card. And a second controller. And games.

The games were $20 at Best Buy, but I suggested that she check out some used games and shop around to see if there was a cheaper controller at another store.

And whaddaya know! She waited to buy games and a second controller until we drove to GameStop across the street.

I started hunting around the used PS2 controllers to find one that was in good shape for $12, but when I handed her one I think she threw up in her mouth. You see, Amanda doesn't like used things. And if she wanted a pre-owned and refurbished PS2, she could have gotten it for 70-something-bucks. But once again, that idea made her skin crawl.

But she was looking around at the used games! And *gasp* she bought USED GAMES! She once told me that she couldn't stand to buy a pre-viewed movie from Blockbuster, but now she just got two USED GAMES AND SAVED MONEY!

She didn't save money on the controller, but that's OK. Baby steps, Amanda. Baby steps.

Posted by Bridget Carey on | | Comments (7)

Bridget helps the economy and buys a TV!

LcdhdtvI've bought a TV! Thanks for voting, folks. Looking at the results, it seems most of you wanted me to buy a new one now, so I'm glad you support this purchase.

Waiting and shopping around -- my traits that Amanda hates -- has helped me find a great deal on a 32" Sylvania LCD! I got it for $498.88 at BrandsMart AND it came with a free year of HDTV service from Comcast, so we upgraded. With tax it came to $528.81. It was clearly the best deal after looking around for several days.

Amanda was with me, and the salesman didn't even finish talking before she shouts out "SOLD! WE'LL TAKE IT!" and I'm giving her the "I'm gonna kill you" eyes and hitting her to be quiet. But she was right - it was a very good deal.

I paid for it all. Amanda offered 50/50 so that she would ease the burden of the payment and that I would eventually pay her back to own it, but I thought that was silly. I'm glad she was with me, because I almost spent another $70 on some two-year warranty. If it wasn't for her, I would have wasted $70. With computers, phones and mp3 players, I'd get the warranty. With this TV, I'll live dangerously.

Driving back home, I was full of anxiety about the purchase. But as soon as we turned that TV on, I was so happy. I mean seriously... I was prancing around the couch. That's friggin' happy.

We really needed a TV, and I'm very satisfied with the purchase. Considering I didn't want to wait seven months for a holiday sale, I think I got the best deal in town. Plus I'm helping the economy! Hurray!

Posted by Bridget Carey on | | Comments (1)

Don't care how, I want it nooooow!

In a brief response to Bridget's latest trash talking, when I suggested we split the new TV purchase 50/50 I wasn't suggesting that we engage in another catfight at the end of our time together in order to decide who inevitably gets full ownership.  In fact, I even told Bridget that she can have the TV; I was simply trying to be nice and chip in half the cost so that she doesn't freak out so much over buying such a pricey item.  So, we'd split it 50/50 (ideally, we both pay around $300 each) and whenever we move out she just pays me back my portion and keeps the TV - that way the cost would be spread out and she'd be less likely to suffer from her ever-constant post-shopping guilt.  I was just trying to lighten the load of stress on her shoulders!

Is this idea SO crazy???  I didn't think so.

Posted by Amanda Conwell on | | Comments (6)

A TV drama: Fix it, or buy new? You vote!

Why did I have to open my big mouth to Amanda that I was looking at TVs? Our original living room TV, a big box set that was here when we moved in (aka her grandfather's TV), stopped working about two weeks ago. Right as we were about to move in, this thing kicks the bucket. So in the meantime, we put a smaller 20-inch in the empty spot -- a bed-roomish size TV.

But it's not working out. It just looks... too small. I figured we would deal with it... but when we want to play the Wii, people have a hard time seeing from the distance of the couch.

Out of curiosity, I wanted to see how much an LCD would cost. The lowest priced 32" 720 p I found was a $570 Dynex at Best Buy.

I've been wanting a cool TV to impress guests, but that's a lot of money. So I figure, hey, I can wait until the holiday sales. The tiny TV now won't kill us.

But I had to open my big mouth to Amanda this morning. She now wants one... rather *NEEDS* one. Amanda "Veruca Salt" Conwell Needs it nooooow.

Our conversation at breakfast this morning went something like this:

Me: "Well... I wanted to wait until it went on sale during Thanksgiving."

Amanda: "Wait?! We can't wait! Living with that small TV is like living in Slovakia! It's like sh**ing in a hole!"

Then I said, OK, so you want to pay $600 for one?

Her reply: We should do it 50/50.

NO WE SHOULDN'T DO A TV 50/50! You got to have ownership of these big ticket items. If I'm spending money on a TV then I want to own the damn thing when I move. Or she should own it all so there isn't a question of who owns it.

Plus it's a problem if we both want it when we move apart.

Fixing the current TV could be a waste of money. Dragging it to a repair shop and then paying just to have someone give us an assessment of how much it will cost... bleh. And if we're going to spend a few hundred to get it fixed, why not spend more to get a really nice one that has HD.

Amanda already ran out to Costco to check prices, and she wants me to go with her to BrandsMart this evening. Oh boy. What do you think I should do? Vote on the poll below. Spend money with her to fix it, buy a nice (but cheapest one you can find) now, or wait until Thanksgiving and tell Amanda if she wants it now she should buy it herself?

Posted by Bridget Carey on | | Comments (2)

And yes, the carpet matches the curtains!

Rug Bridget and I finally accomplished one of the last big hurdles of our move-in: purchasing a large area rug to tie-in the new furniture with the huge living space.  You have no idea how long we've both looked for and angsted over the size, shape, price, and availabilty of a rug that both fits the space and our budget.  Who would have thought that the answer would arrive via a Super Target...though I really should know better, as I can easily spend half my paycheck in there.

The total cost of the rug came to somewhat over $130, and happily my mother has agreed to pay for it as a housewarming gift (among other items *cough*).  Again, thanks Mom - I shall not forget that Mother's Day is soon approaching!

Our next project that I'd like to tackle is the back patio, which still harbors all of my grandfather's creepy old wicker (and falling apart) furniture.  I'm afraid to even touch the stuff, because I might either end up 1) haunted, or 2) with tetanus.  Also, the back yard and pool area sorely needs a proper sunning-chair orToots_rug two.  Since my weekend has just begun (my days off are Monday after 9am, Tues/Weds/Thursday) I'm excited to go out and look at patio set options, but I know I'm going to end up frustrated because Bridget is going to have to approve before we make a purchase.  Though I could always just use Tootles as a "good taste" reference...she approves of the carpet, after all.

Posted by Amanda Conwell on | | Comments (4)

Some like it hot... and Amanda does not

This morning I wake up, make breakfast, do some laundry, change the bed sheets... and then I see this note on the air conditioner control.

AcnoteWell, seems we didn't solve our a/c fight issue. Although Amanda is asleep and I can't ask her (she sleeps in the day and works at night), it seems she isn't pleased with my choice of air conditioner settings.

But seriously, what's the big deal? While she is at work, I'm sleeping. She's not here. So I turn the a/c at something like 79 so it won't blow cold air. I get cold very easily.

I don't see the problem. She's not at home. When she gets home, she should just turn it back to a setting she likes. Why waste energy on a/c when I don't want to use the a/c at night? Come on, Amanda. Earth Day is Tuesday. You're not going to kill me. You're going to kill Mother Earth.

And FPL is on my side, too. This is from their tip list on ways to save energy:

Cool your home at 78° or warmer with the thermostat fan switch on "auto." For additional savings, raise your thermostat to 82° or warmer when you're away from home.

I'm no tree-hugger, but energy = $$$. Why keep it cold when she's not home? Sorry dear, guess the only way you're going to change my ways is to smother me with a pillow in my sleep.

Posted by Bridget Carey on | | Comments (7)

With great power there must also come...great collectibles!

Img_0506 I am a nerd.  A geek, a dork, what have you.  Unfortunately geek-dom doesn't just come with social ostracism (which is SO fun in your formative years), but also a hefty price-tag in keeping up with the constant flow of my various hobbies.  My bookshelf alone (pictured) holds an ungodly portion of my income in comic book trade paperbacks.  One of these babies can typically be priced at anywhere from $14.99 to $24.99, and I have 70 on just the two first shelves (I soon lost the willpower to continue counting).  And let's not talk about my manga collection (which is the japanese equivalent of comic books).  I easily have over 200 various titles scattered on bookshelves and inside boxes, and any given manga can range from $7.99 to $15.99.  And I make a dash for Tate's Comics about once every two weeks to restock.  Of course, these are all items which I have accumulated over 10+ years, but still...I have to wonder how I was ever able to afford such a drool-worthy nerd-stash when I've only been with a steady job for a little over a year & a half.

I bring up this topic because I just spent a little more than I planned to on one of my budding obsessions.  Impulse-spending strikes again!  I happened to have purchased a few overseas items yesterday to expand my Marvel Figurine Collection, and it seems that I should have taken that pounds-to-dollars conversion rate a little more seriously.  Very quickly did $39 turn into $77.  For that money I should have purchased something useful...like a guillotine.  And will anyone I know (or anyone who reads this, for that matter) really appreciate my need to own a Deadpool miniature action figure??  Maybe not, but it makes me happy and it's not like I got into comic books because I care what other people think of me.  But my major weakness (my kryptonite, if you will) is the internet - money just seems like such a transient concept when it's so easy as point-click-sold!  I would say that myself and the internet have a love/hate relationship, but I really don't have any of the post-purchase guilt that Bridget carries around.  Whatever money I spend, I know I'll just get more next pay check. 

So whatever your hobby, I highly recommend indulging yourself in something at least once a month (if not once a week!).  It not only perks up your day, but everyone loves getting packages in the mail!

Posted by Amanda Conwell on | | Comments (4)

A different kind of freebie

Img_05001As stated previously, my mother came to visit me yesterday.  Our main goal was to purchase a large area rug for our living area (see picture), so we first headed over to IKEA (because everyone knows the Swedish are stylin'). Unfortunately most of the rugs there proved to be excessively large for the space.  We strolled around the Shops of Pembroke Gardens for a bit before heading over to Bed, Bath & Beyond.

Mirror_2 While, once again, no appropriate rugs emerged, I did end up getting a new glassware set in the process (courtesy of my mom...or rather, my stepfather's Discover card).  While Bridget seemed to be satisfied with using her motley assortment of plastic cups, it's nice to have something that matches.  Freebies are always nice to receive, especially when you're trying to budget your expenses in anticipation of this month's rent/utility bill.  In fact, my dad just gave me this amazing decorative clock/mirror (see picture) from his recent trip to Italy that fits perfectly in our living room (and helpfully fills up the final blank wall).  If you can't tell, I have a very open-door policy, aka "gimme! gimme!" when it comes to gifts from my loving parentals.

And while we still haven't solved the rug-issue yet (alas!), our household walked away with some good necessities/not-so-necessities.  In conclusion: thanks Mom!  Thanks Dad!  I have a futon with your name on it if you ever should need a place to sleep!

Posted by Amanda Conwell on | | Comments (5)

To budget money, you must budget time

This morning I was late leaving the house, and only had time to throw a few snacks into my lunchbag. Grapes and an Oatmeal Creme Pie don't make a lunch, so I ran out to McDonald's. I had a gift card for Mickey-D's from Christmas that I used. But I wouldn't have even needed to use it if I just budgeted my time better to make a sandwich.

Mccheese2_2Since we started living together, I've been good in avoiding fast food for lunch and dinner and eating what's at home. But what good is it buying food to pack a lunch if I don't budget my time to make a lunch? I don't think I'll ever be good about waking up early, so maybe I should make my lunch the night before to avoid giving all my money to Mayor McCheese.

Posted by Bridget Carey on | | Comments (1)

'Just say no' works for drugs. But for discount dresses?

The other day Amanda wanted to go to The Shops at Pembroke Gardens to see if they had any stores that sold cute things for the home. I was working from home all day and wanted to get out of the house, so I tagged along.

I had no intention of buying anything. And I never go to the mall on a weekday, so if it wasn't for her I'd probably never have a reason to visit this place.

But I came home with $132.98 spent on clothes.

Oh. My. Gawd.

ShoppingWhat came over me? LoveCulture came over me. Loehmann's came over me. I've never been to either of those stores before, but I walked away with some great clothes that were cheap. I got seven things. Two dresses, and that's a huge deal because I never wear dresses. One was $18.90 at LoveCulture, the other $23.98 (originally $59) at Loehmann's. I think the last time I bought a dress was last year and that's because I had to own a nice dress for a family cruise.

(To see a close-up of the items, just click on the picture.)

I got a shirt that had an Ed Hardy style to it, but it was $12.90. A solid blue shirt for $4.90. Two work short-sleeve jackets for about $25 each. And a soft, thick olive zip-up sweater for $13.

I've been needing some new clothes for a long time. I've worn the same six tops to work for the past three months. And the three months before that, it was the same five tops. The biggest wardrobe updates usually come as Christmas and birthday gifts.

I wish I didn't spend so much. But I tell myself that I was in need of doing some shopping for nice things I can wear to work. The Ed Hardy-ish shirt was bought because it was only $12.90 and I always wanted something like that. That wasn't a "need."

But the scary part about all this is Amanda hardly bought anything. But it's not like I bought everything I saw -- I did put many items back on the rack with much internal debate. And I spent a good chunk of time rummaging through Loehmann's for bargains.

Did Amanda influence me since I wouldn't normally have gone to the mall on a weekday? I think I have only myself to blame. But considering I hardly ever go shopping for nice clothes, I consider seven useful items -- items in colors and types I don't already have and that were all at good prices -- a success.

I don't think Amanda sees it as a complete success. She keeps telling me she wants to take me out shopping for bras and skirts and summer dresses... gah. I don't think I can do it. I'm hoping I can make excuses for the next several weekends until she gives up. I especially can't now, after I spent so much on these clothes.

Who am I kidding? I tell myself it is a success, but I still have guilt!

Posted by Bridget Carey on | | Comments (4)

The cat fight/catfight has been broken up

Hurray! This morning Amanda and I have talked through our concerns about her cat and I'm happy to say we came to a compromise. When it came to the cat's litter box, she had it in the living room because she said there wasn't room in her bathroom. It was an eyesore, so she said she'd get a screen to cover it.

Problem is, she bought a screen that I thought was terrible to put in our living room by our fireplace, and she didn't ask me before she bought it. It's cute, just more for a bathroom than by the fireplace. But the compromise was that we'll put the kitty litter in the den/library room so it is out of the living room. I don't know why we didn't think of this sooner.

And as for my need to clean, we'll just split the costs of cleaning supplies (specifically, the Swiffer wet pads). No need for maids and I don't have to feel that I'm bearing the burden of buying all the cleaning supplies.

Amanda's mom is visiting today. I won't be able to see her because I'm working, but I'm sure Amanda will have some shopping adventures with her.

[And if you couldn't tell, Amanda and I are now IN TECHNICOLOR! to help you tell our posts apart.]

Posted by Bridget Carey on | | Comments (3)

Bridget makes kittens cry.

So Bridget makes a post about the woes of living with a pet (something few Americans have to deal with, since NOBODY owns animals nowadays), and I have to console a weeping Tootles whose only crime is continuing to do what she's always been doing.  Perhaps Bridget should consider what I have to spend to keep up with her idiocentricities. 

Toots_in_sinkI just made an online purchase of $35 on a cat-screen so that the litter box does not offend dear Bridget's sight.  I even purchased (as stated previously) a hidden litter scoop at a slightly extra-cost ($7).  And now Bridget is suggesting that I find another way to give Tootles water, such as a kitty water fountain, even though for the past three years she's only ever insisted on drinking from the sink (and for the record, I tried the kitty fountain already).  I even offered to pay for my parent's cleaning lady to swing by once every two weeks (~$60).  I'm trying to be considerate of her feelings, while at the same time thinking she's a complete nut.

Hopefully my mother (who is visiting tomorrow, finally) can either offer a solution or otherwise assuage Bridget's OCD-impulses.  And yes, Bridget, I know: "I don't have OCD!"  I don't know how many times I have to lick the countertops in order for her to believe that it's clean by all health-department standards.  What germs there are are unavoidable!!  The cat is going NOWHERE, I tell you!

Speaking of Mommy - this brings up another topic: begging!  I love it when my mother visits/I visit my mother, because not only does she have a better style-sense than I do, but she also can be wheedled into buying me several pricey items.  Never underestimate the high-pitched power of the whine!  Hopefully her visit will provide Bridget & I with an area rug for the living room - one on which I'm sure Tootles can't wait to rub her butt on.

Posted by Amanda Conwell on | | Comments (8)

The cost of cleanliness

I've never lived with a cat before this week. I'm more of a dog person. And then I really only like tiny dogs. But Amanda's got her cat Tootles that she's brought into the new place. I thought it would be fine, but I didn't realize how much it would stress me out more than a dog.

I didn't realize how much time cats spend on counter tops. And oh Heavens do they shed!! Ugh. Tootles hopped up on my lap the other day, and I pet her, and it was a cute moment. When she got down five minutes later, I had enough fur on my pants to make a kitty wig!

I may not have to pay for her food and kitty litter, but I'm paying in terms of cleaning supplies. I'm going to have to buy lint rollers for myself, but it's the counter tops that are gross. There is cat hair all over the kitchen whenever she jumps on the counter. So every time I want to cook, I have to wipe down the counter. She used to go on my bathroom counter, but now I just close the door all the time. I still can't seem to get all the cat hair out of there.

The worst part is that Amanda encourages Tootles to drink from the kitchen faucet because -- or so Amanda says -- Tootles is used to drinking from the sink and won't drink out of her water bowl.

So the cat's tongue touches the faucet where the water comes out.

Tootles licks her butt. Tootles licks the moisture off the end of the faucet. So if you drink the tap water, it's like licking the cat's butt.

Needless to say, every time I want to make a pot of coffee or anything with the tap water, I take a Lysol wipe and scrub the faucet. Because that is just too gross to me.

When I approached Amanda about it, she says I'm being a germaphobe and I should just ignore it. But frankly, I rather avoid cat spit and cat hair in my food. If that makes me like Monk, then so be it.

I would like Amanda to stop encouraging Tootles to drink from the sink and have the cat get used to drinking from her bowl again, but since that might not happen, I need to keep buying more Lysol than I normally would. Even then, she will still jump on the counter tops, and I'm cleaning down the counter tops more than I would normally, and I'll Swiffer the floors more than I would normally.

But while I was cleaning on Sunday, I express out loud that I was having trouble with the vacuum cleaner. Amanda said she hasn't used a vacuum in years, so she jokes that she's not one to help me. And then she throws this line out...

I'll just get a maid to come here once a month.

...WHAT? We are two girls living alone. How can she dare suggest that we should waste money on a maid?? I guess cause that's what she is used to? I think her dad has a cleaning person. I got upset that she would consider that as an option. Just get out the broom and Windex once a week -- it's not that hard!

But it got me thinking... if she suggested getting a maid in our first week here, it looks like for the time being I'll be doing most of the cleaning up around here. I'll have to talk to her about splitting the cost of cleaning supplies.

Posted by Bridget Carey on | | Comments (17)

Decorations to die for

Without a doubt, the biggest non-essential expense that I've made towards this house is in the purchase and framing of my four The Haunted Mansion portraits.  If you're a Disney fan you'll recognize them as the stretching room paintings from when you enter the. most. amazing. ride. in all of Disney creation.  And if you don't recognize them, allow me to explain: they're from the. most. amazing. ride. in all of Disney creation.

Hm_collageNow I've been rather obsessed with The Haunted Mansion since childhood (cast your eyes to the side picture for four separate poses taken in front of the Mansion), and it only got worse into my teen/young adult years when I started to obtain an income of my own.  Money = souvenirs, obviously.  I even have my car decked out in Haunted Mansion-gear.  So imagine my astonishment when Bridget happened upon these limited edition portraits at the Disney outlet store in Sawgrass Mills Mall!  I didn't even look at the price tag ($65 each, totaling about $200) - I had to have them, as both a collector and as an new home-owner/renter.  Problem was, there were only three out of the four portraits available.  Blasphemy!  And not only was it missing a portrait, but it happened to be the best one out of the bunch! 

About four months go by with me feverishly checking Ebay every other day in the hopes that someone will make available the one portrait I need (ironically, every other picture was available on Ebay EXCEPT the one I wanted).  Finally I see it: the picture I need, with a "Buy It Now" option, at $150.  Done and DONE.  Take my money, my first born, whatever you want...just give me that portrait!

Img_0487With my set complete I took them all over to Michael's to get them appropriately framed (all custom, of course), which cost me about $130 for each.  So $520 later, and adding on the $350 cost for the pictures, I spent $870 on a set of four pieces of artwork.  ...holy crabapple.  I actually never stopped to total up all the $$ figures but that's a lot, even for me.  Still, look at the big picture: these are limited edition (only 250 of each were made) collectibles from my favorite ride, from my favorite theme park.  Though the total expense makes me cringe, I know that there is no way that I would take that money back and give those beauties up.  I'll be taking those babies with me to the grave...and beyond?

Posted by Amanda Conwell on | | Comments (7)

Got control?

It’s a little after 6 p.m. Sunday, and after writing that last post I had a very deep moment while talking about the grocery costs issue with Amanda.

I realized I'm having problems giving up control, even when it comes to something so simple as the control over milk.

But you got to be whatever about these things, right? I got to let these things slide if I want to get along with a roommate. I can't odd-couple it and put Post-It notes on everything I buy.

Talking to Amanda made me feel a little silly about how concerned I was over buying milk. It put things in perspective. And whoever is going out shopping next time will see what we're running low on when it comes to basics like bread and butter...and milk.

But even after our talk, she still thinks we have a super-crammed fridge that cannot bare to hold one more gallon of juice. Pul-eese. And she says nothing can fit into that whole empty thin shelf. Clearly, she must fail at Tetris, for she has no space-filling skills.

I'm still buying my own orange juice!

Posted by Bridget Carey on | | Comments (4)

Stressing over splitting groceries

Oh boy. Amanda's last post is stressing me out. She hasn't spoken to me about this, so reading her post is the first time I've heard of her idea of splitting groceries. Sigh. She's asleep now (she works the night shift and sleeps in the day) so we'll have to do some talking about this splitting stuff when she wakes up.

Fridge4_2For starters, our fridge is not small and is not close to full, as Amanda suggested in her previous post. I've taken photos to prove it. This fridge can hold a bunch more. In my college apartment I lived with two other girls, and the three of us all had a full stock of groceries in one fridge and pantry.

Amanda said she spent close to $80 on food, and yet the only things she bought that would make a main course in a meal are cans of chicken (for chicken salad) and Hot Pockets. Is she going to have a meal of olives and salad dressing next week when she gets tired of Hot Pockets? I'm the only one with pastas, sandwich meat, tomatoes, pudding cups, pickles, cottage cheese, yogurt... Trust me, there is still tons of room in that fridge.

Fridge3_3As this other picture shows, there's even a whole bottom shelf we didn't use yet!

The way I see it, I drink a lot of orange juice. So I want my own. My own wonderful pulpy juice to myself. There's no compromise of sharing there. Because if she drinks the last of the juice, I know I'll be cranky the next morning.

Fridge2_2But sharing makes a lot of sense for condiments. Butter we should share, salad dressing, cooking spray, peanut butter, mayo, lemon juice, syrup ... those things you don't need two of because they last forever. I drink a lot of milk, but milk goes bad faster than other things. Same with eggs. I don't think we need two milks since we both like whole milk, and should we share a carton of eggs?

I have no problem with occasional sharing of things. If she wants some cookies and asks me, I'm more than happy to let her eat half the box. And I hope if I ask for some olives she'd let me go to town on the jar. But that's the ask-before-sharing rule, which is a little different.

She suggested splitting laundry detergent. I think it's fine for each of us to buy our own detergents since we do separate laundry. I've already done a few loads since I've been here, and she's done none. But I don't mind sharing dishwasher detergent.

Doing the you-buy-it-then-I-buy-it-next-time rule gets complicated, especially since we have different days off to do our grocery shopping. I have weekends off and she doesn't. Say it is the weekend and we are out of milk. I do my shopping on the weekend, but it's not my turn to buy milk. I'll end up buying milk two times in a row because I don't want to wait for the day she goes shopping to get milk, which may be Tuesday or Wednesday. I