To secure their home for Hurricane Ike, the Metcalf family in Key West didn't put up storm shutters. They secured three anchors to the sea bottom.
Their home is a 41-foot Morgan sailboat called Banana Wind.
It's one of about 200 live-aboard vessels anchored in public waters around the island city.
Larry and Kristie Metcalf plan to ride out the storm on their boat, along with their grown son Levi, Tina the cat, Paco the parrot and Chiquita the Chihuahua.
‘‘It's going to be a rough ride - wet and windy, but nothing we can't handle," said Larry Metcalf, who has been sailing for 30 years.
Metcalf, who has one big toenail painted green for starboard and one painted red for port, said he is no fool.
He has been monitoring Ike by Internet and said if the storm's projected path changes, veering north toward Key West, then he'll pull up anchor and sail to the safety of the mangroves at Shark River in the Everglades.
‘‘We can pack up and leave here in 10 minutes," Metcalf said. "We have enough fuel to get us there. This is my home, my life, my family. I don't put any of them in jeopardy."
His sailboat, which he said has "every safety feature imaginable," is anchored in 10 feet of water between Navy property and the Coast Guard Station. It has a spectacular sunset view of the Gulf of Mexico.
Since 1999, the Metcalfs have loved living on the water. It comes with freedom and no rent or property taxes.
‘‘We have done the brick and mortar, two-story, four-bedroom house with a garage filled with junk," Metcalf said. "Now we live the simple good life."
His work includes dressing as a pirate to entertain guests at Mallory Square's Sunset Festival.
Only once, during Hurricane Charlie, did the family ride out a major storm on shore.
‘‘I couldn't sleep all night," he said. "I said: 'Never again'. Our boat is our lives."
Despite rough conditions, the Metcalfs say they ride out storms on their boat to ensure their boat survives.
During Tropical Storm Fay last month, an unmanned live-aboard vessel got loose and drifted toward them. The Metcalfs called Magic Penny, a vessel assistance service, which arrived within five minutes to anchor the loose boat before it could crash into them.
‘‘If we're on the boat, we also can use our Oh S--- anchor," Levi said. "That means put it in the water now or we're in trouble."
Kristie Metcalf said the prospect of strong winds and rough waters does not scare her. She cited their trip from the Panhandle to Tarpon Springs, when they got caught in a summer thunderstorm and sailed through seas with 10 to 15-foot waves.
"I'm almost glad it was in the middle of the night so we couldn't see how bad it was," she said. "This storm won't be anything like that."
The Metcalfs are anchored in waters off Key West because Levi, 22, is studying commercial diving at Florida Keys Community College. He dove under the boat with SCUBA gear to ensure the anchors were secure in the sea bottom.
Levi also has his own live-aboard boat, a 27-footer called Drifting Soul.
While Banana Wind will be partially protected from wind by Fleming Key, there are many other live-aboard vessels more exposed to direct wind.
They include Cliff Hartman's 40-foot converted long-line old fishing vessel, which is anchored near Wisteria Island, with Mallory Square in view.
‘‘My boat isn't going anywhere; it stayed where it is during (Hurricane) Wilma in 2005," Hartman said. "I'm more worried about other people's boats coming loose."
But Hartman said he'll take his chances, planning to ride out the storm at his worksite, Project Lighthouse, a help center for troubled youth and runaways in Key West. Hartman said he's more concerned about his comfort than the danger.
"When the winds come, the boat rocks a lot," Hartman said.
His preparations include adding extra anchor lines. He's also monitoring Ike's path to see if it will be necessary to move some of his possessions to a safer place. That requires transporting them via a dingy docked in Key West Harbor.
"It's kind of a triage thing," said Hartman, wearing a homemade palm frond hat. "I might take the generator, which might come in handy in town. It's a valuable item. And maybe I'll get some electronics and the TV. But I'm not super materialistic."
Hartman was helping Tom Picht transport a battery for a bilge pump for his 1977 replica Chesapeake Bay oyster dredging boat.
"It's been through a lot of hurricanes," Picht said. "I hope it makes it through this one, too."
CAMMY CLARK, The Miami Herald