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Moms to the financial rescue: work from home!


    Today in The Miami Herald, I wrote about moms who work from home, not just for flexibility, but because it's the best way right now to contribute to the family budget.

LesleyPyle05     I interviewed Lesley Spencer Pyle of Home Based Working Moms and asked her for some tips for those moms who either want to start a business from home or work for an employers. She also operatesHome-BasedWorkingMoms.com and HireMyMom.com.

Here are some tips from Lesley for starting a home business:

  •  Spend time thinking about your strengths, your experience, your interests and most importantly, your passions. What are you good at? What are you passionate about doing?
  •   Consider your previous work experience and skills.
  • Check out some books on home business ideas such as: 101 Best Home-Based Businesses for Women by Priscilla Huff or The Best Home Businesses for the 21st Century by Paul Edwards
  • Take some time to decide which type(s) of businesses listed best fit your unique personality, passions and experience.
  •  Once you’ve come up with at least one business idea that meets your needs, consider the viability of the business,  your competition, how you will differentiate yourself.
  •  Develop a business plan
  • Commit yourself to work at least 6-12 months with the possibility that you won't make much income until your business becomes somewhat established.

 Lesley cautions that it takes dedication and balance to start and grow your business without neglecting yourself, your faith or your family. As your business grows, it demands more time so it is important to have a plan. You may need to hire outside help for childcare, your housework and/or hire an assistant. It is important to keeptrack of where you are spending your time so that you keep your priorities in order. Bottom line is nothing should be as important as your faith and your family.

 Additional Resources:  www.sba.gov – SBA’s Small Business Planner and  www.SCORE.org – offers free business counseling

    Lesley also gave me 10 tips for avoiding scams if you decide to work from home for an employer:

1. Research the company and always check them out with the Better Business Bureau. Also check them out with RipOffReport.com and do a search online using the company name and any other information you have to see if you can find posts from others who have worked for or interacted with the company.

2. Ask for at least three references of people they have worked with. Call each person and ask about their experiences with the company.

3. Don’t be fooled by ads claiming you can make large amounts of money in short periods of time.

4. Before you invest in a business opportunity, get specific information (in writing) from the company.

5. Try to use your credit card instead of cash if you invest in a business opportunity. That way if you do want a refund, it may be easier to dispute the charges.

6. Be cautious of any employment opportunity that asks for money (such as money for “job” instructions, to test your printer, to see if you are qualified or for an application).

7. Research current scams on web sites such as ScamBusters and Safe From Scams.

8. Contact the National Fraud Information Center or (800) 876-7060 for information.

9. Report any scams or fraudulent companies to the Federal Trade Commission. Also contact your state’s Attorney General and the National Fraud Information Center, PO Box 65868, Washington, DC 20035 or (800) 876-7060.

10. Don’t invest in any opportunity that you are not sure about.

I hope these tips help. Let me know how your work at home arrangement is going for you.

Comments

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Anna

Working at home is really a good and enjoyable profession. I don't have to lose time for my family because I am earning while enjoying my quality time with my family. This is a helpful and bright post.

Tresie

This is a very resourceful post. Working from home is an absolute blessing. You just have to decided whether or not you want a work at home job or a work at home career (home-business). You must understand the difference between a home business and a home job. An at home job should never require any investments. A home business will require some form of investment. You should establish which one the opportunity is that is being offered to you. I have been in the work from home field since 2003 and love it. I've worked for many companies from home (as an employee) and did enjoy doing it at the time. However, I prefer owning my own business over a work at home job cause you still have to have some schedule and report to someone. With my own business I have more FREEDOM and write my OWN schedule and if I need to leave really quick to go pick my daughter up from school, I just do it. I don't have to worry about my shift not being covered. Another thing is I OWN it and I don't have to worry about being laid off. What I like even more is that I control how little and how much I make! My home business has allowed me to work full-time/part-time from home based on my family's schedule!

While you are conducting your search, you have to be careful about scams. In 2003, when I began my search for work from home I got scammed out of over $500. You name it, I've probably done it. That experience is what prompted me to pursue the degrees that I have which is in Paralegal Studies and Criminal Justice-(CSI and Cybercrime emphasis). I have done volunteer work for 4 or more years as an Internal Investigations Manager for a work at home forum that has now transformed into a telecommute agency. I eventually plan to work for the government in their Cybercrime Units. Pretty much I can spot a scam not even a mile a way!

I've done over 30+ things from home so far. And most of them turned out to be scams or were just not right for me. But I do HIGHLY recommend that you do your research on all businesses/ companies that you come in contact with. For the #1 Tip, it good to use those sites. However, no one should base their decisions solely off of what has been posted on consumer or volunteer based sites. The information found on those sites should be used to help question the representative with the company that you have interest in. Ask that rep or company questions about the reports you may have found and if they answer your question entirely to your satisfaction, you make the decision to proceed with them or not. A company does not have to have to be a member of the BBB to have a report. A company is not a scam just because it does not have membership with the BBB. Many small businesses will not fork out the high BBB membership fees to obtain their accredidation. Always check all of the factors that may weigh into the company's report such as ratios of amount of customers versus complaints. There are ALOT of disgruntled people out there calling companies scams when they are not. I have been dealing with a lot of cases where companies are cracking down on these people and suing them. So becareful who you are quick to call a scam and especially if you are posting it in a public domain.

If home-based jobs is what you're def looking for--- I have information available on hiring companies that I've researched (ran background checks on) in my group as well as legitimate home business opportunities: http://www.cafemom.com/group/91786 other tips are available on my blog: http://findinghomebasedcareers.blogspot.com/

Many Blessings to You & Much Success With Your Journey,
Tresie

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