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Ok. So I did the math and I am not so sure this works out. If its gross pay (before taxes and other deductions) and not net pay (after taxes) it does nothing for me. My husband and I have a substantial amount of student loan debt; I am an MBA grad while my husband is an attorney, we have a mortgage, 2 cars, insurance, etc….. and this does not seem to help. Am I the only one that sees it this way? Does it seem to work for anyone else?

Thanks for the tip! It's always nice to save some money nowadays! Here's another frugal deal that you should definitely check out -- Miami's 443....... Basically Miami's on sale and EVERYTHING is buy 3, get one FREE. The website is miami443.com!!! I got a four-night stay at the Mayfair Hotel and Spa in Coconut Grove for the price of three.

@Christina: Did you use adjusted gross income? http://studentaid.ed.gov/PORTALSWebApp/students/english/IBRCalc.jsp

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