October 23, 2009

Free Kentucky "Grilled" Chicken on Monday

Kentucky-grilled-chicken-bucket Bawk! Kentucky Fresh Chicken is doing it again with a free grilled bird giveaway. KFC is hailing Monday as "UNfry" Day.  No coupon is needed, just stop by and ask for a free piece of chicken. Let's just hope that KFC is prepared for the mass amounts of people who want to eat for free. I hope there isn't any stampeding or violence.

I think I'm going to sit this freebie out. Free avians make the masses go wild. Frugalista doesn't have time to kick anyone in the shins over a free chicken wing. Breast maybe. But not a wing.

Happy Freebies!

Fruga!

Thank you, Vanzetta, for the tip!

Posted by Natalie P. at 04:02 PM in Coupons, Current Affairs, Dining, Food and Drink, Frugalista Tips, Money, On Sale, Saving
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Miami Frugalistas, See you tonight!

Girlontop Tonight is the book signing for Nicole Williams' Girl on Top, a book on how to use dating principles to further your career. I'm a co-partner for the Miami event, so I'd love to meet some of you in person!

The Rundown:

When: Today from 6 to 9 p.m.

Where: The Limited at Dadeland Mall, 7535 Kendall Dr., Miami

Who: Career expert Nicole Williams will be on hand to give work advice and sign copies of her new book. I'll be in the house, too! :)

What: cocktails, swag and 40 percent discounts at The Limited. Think fun, frugal, Friday fun!

Please register to join the fun!

What are you doing this weekend that's fabulously frugal?

Posted by Natalie P. at 11:41 AM in Beauty, Books, Clothing, Coupons, Current Affairs, Food and Drink, Frugalista Tips, Money, On Sale, Social Life, The Fashion Frugalista, Weblogs
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October 22, 2009

Frugalistas, have you dated a pride-digger?

Frugalistas, can relationships work if a man makes less money than his woman? The author of untiligetmarried.com  is a young bachelor who posted about "pride-diggers," men who have a problem with their spouses earning more money than they do. 

From the blog post:

A pride-digger is a man who ties his self-worth to his wallet. If a woman is making more than a pride-digger, he gets itchy and uncomfortable with the role-reversal, thus making it difficult for him to see how good she is to him and for him. He won’t rest until he’s back to being the breadwinner, and so he digs and digs and digs as far as he can to earn more just so his pride can be realigned back in place.

Wow! I'm so glad to see a man tackle this issue. For the record, the writer is anti-pride-digging. In many big cities,young women out earn men. I don't know if it's because young women are more aggressive and serious about their careers, but it's tipping the money scale in the ladies' favor. Yay!

I know I have some family members who had a really hard time when their wives started making more cash than they did. Some have even left the home - pride-digging at its best! Often, when a woman gets a promotion or starts making more money, it means more time away from the home.  Some men can't handle the role reversal.The male ego can be a fragile thing, no? 

I don't think I've dated a pride-digger before. I've made more than two of the guys I've dated, but it didn't seem to be a problem for them. Then again, I think the men who insist on making more than their women aren't the most modern in thinking and probably wouldn't be attracted to me anyway. I have mucho mouth. Also, I haven't had a big money career, so if I have out-earned a boyfriend, it wasn't by more than $5,000. Corporate attorney, I am not.

Frugalistas, would you date a man who had a smaller salary? Have you dated or married a pride-digger? How do you deal with that?  Do you know any pride-diggers?

Posted by Natalie P. at 08:36 AM in Current Affairs, Frugalista Tips, Money, Saving, Social Life, Weblogs
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October 20, 2009

Frugalista Files readers are VIP at Friday Book Event

Hello, Frugalistas! I'm a co-partner of The Girl on Top -Miami LIVE event. Basically, career expert Nicole Williams is doing a tour for her latest book, Girl on Top: Your Guide to Turning Dating Rules into Career Success.

The book signing will have cocktails, swag and 40 percent off discounts at The Limited from 6 to 9 p.m., Friday at The Limited at Dadeland Mall, 7535 Kendall Dr., Miami. You'll also get career advice from Nicole while you are there.

Please register to join the fun!

Frugalista

Have you ever used a dating principle to get ahead at work? Do you stroke the egos of your male bosses? I hear it works. 

Posted by Natalie P. at 08:15 AM in Beauty, Books, Clothing, Current Affairs, Frugalista Tips, Money, On Sale, Social Life, The Fashion Frugalista, Travel
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October 19, 2009

Credit card has 79 percent interest rate

Credit_card_evil1  A man got a credit card offer with a 79 percent interest rate. Seriously. No lie. Yes, I'm incredulous about it. I mean, have the credit card reforms hurt the industry so bad that it must charge 79 percent interest rates? There's a movement to get the next round of reforms moved to December instead of February.

Whatever happens, no 79 percent interest rates, please.

What's the highest credit card interest rate that you've ever had? Mine was 18 percent. That card didn't last long in my life. Too HIGH maintenance. ;)

*Illustration courtesy of thepiggybanker.com

Posted by Natalie P. at 11:51 AM in Current Affairs, Frugalista Tips, Money, Saving, Weblogs
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October 16, 2009

Free medicine for the unemployed from Pfizer

Pfizer  

My tweep peep Lesley Mitchell, who blogs as One Cheap Chick at the St. Lake City Tribune, wrote about Pfizer offering free medicine to the unemployed. You have until Dec. 31 to apply.

Have a great weekend!

Fruga!

Posted by Natalie P. at 12:19 PM in Current Affairs, Frugalista Tips, Money, On Sale, Saving, Weblogs
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October 14, 2009

Roth IRA advice: Time Sensitive

If you have lost a lot of money in your Roth IRA,  after converting to one, today is the deadline to have it changed.

This is a guest post from Rande Spiegelman, CPA, CFP®, Vice President of Financial Planning, Schwab Center for Financial Research.

Wouldn't it be nice if just once in a while we were allowed a do-over for the occasional financial misstep? 

Luckily, for investors who converted to a Roth IRA and regret it, the IRS offers a rare opportunity for reprieve, and they call it recharacterization:

  • recharacterization allows you to reverse an IRA conversion; the reason doesn't matter and no explanations are necessary. 
  • If you converted all or part of a traditional IRA to a Roth IRA, but the market fell dramatically after your conversion (as in 2008), you can reverse the transaction to reconvert at a lower balance and shrink your tax bill.
  • Important to note, for the 2008 tax year, the deadline for recharacterization is today on October 15, 2009.
  • If you converted from a traditional IRA to a Roth IRA and later recharacterize that conversion, you can't reconvert back to a Roth until the calendar year following your original conversion (2011 or later if you converted in 2010, for instance) and you must wait at least 31 days after the recharacterization.
  • Get help if you need it.  The details, rules and requirements to qualify for a recharacterization can become complex.  You’ll ultimately want to check out the recharacterization instructions on IRS Form 8606 and consult with your tax professional.
 


Posted by Natalie P. at 09:25 AM in Current Affairs, Frugalista Tips, Money, Saving, Weblogs
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October 13, 2009

Eating for two on $30 a week

Oh my! My twitter peeps, aka, my tweeples, have been buzzing about this blog, Thirty Bucks a Week. A Brooklyn couple is spending $30 total per week on food. Let's just say that the lovebirds even create NEW soups out of the soups they've already made. They are a member of a food cooperative which makes it much easier on them. A few bloggers, such as The Broke Socialite and Running with Tweezers, are doing the challenge.  

I noticed that the couple, Tina and Phil, use lots of lentils, soups and vegetables. The photos of the food look pretty yummy.  

When I launched The Frugalista Files in 2008, I didn't know how to cook. We'll, I've worked on that quite a bit, but I never have opted for a $15 per week budget. I'm not sure I'm going to join the challenge, but I will get some recipe tips.

Could you eat on $15 per week? What is your food budget? What is your favorite, least expensive meal? Would you take the challenge? I think No-Buy Month is plenty for me!

Posted by Natalie P. at 08:52 AM in Current Affairs, Dining, Food and Drink, Frugalista Tips, Money, On Sale, Saving, Weblogs
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October 12, 2009

Frugalista lost her swag!

Hbcu Greetings, Frugalistas!  So I got back last night from a MARHHHVELOUS weekend at the first Blogalicious conference, a networking event for women bloggers of different ethnicities. I laughed. I cried. I networked at the W hotel in midtown Atlanta. :)  I had so much fun.

The thing about blogging conferences (or any conference for that matter)  is that they are rife with sponsors who are looking to get their products in front of tastemakers and influencers.

The swag (stuff we all get) was plentiful. Our registration bag was the size of a small village. At the different sessions and meetings,  registrants were offered free lotion, hair care products, eyelashes, blankets and Barbie dolls. I had oodles and oodles of stuff.  

So leaving the conference, I had an extra bag of "stuff."  I filtered some of the swag, giving it off to the local bloggers. I know Shameeka, who blogs at The Broke Socialite, is doing a shelter run, donating some of the lotion and blankets to the less fortunate in Atlanta.  

When I got to the airport, I ran into a swag dilemma. An airline agent made it clear I would have to check my luggage or get rid of some swag. I had no intention of paying $25 to check a bag due to the stuff I accumulated at the conference.

I thought about giving the swag away to someone at the airport, but for security reasons, I nixed that idea. I didn't want to be put "under watch" for the suspicious activity of giving way items at the airport.  I did the unthinkable. I tossed some of the swag in the trash. I had free rice and other snacks in my swag bag. I was able to save the Barbie doll, make up and some hair care products.  *Le sigh*

I feel pretty bad about being wasteful but I was up against the wall. I'm not a swag hag. It's just that the registration bag for the conference was filled to the top. 

Should I have spent the $25 to check my luggage to keep the swag? Should I have not taken any of the swag? Am I a swag hag?  Do I need to practice the "Swag Surfing" dance to get my swagger back? I can still shake it!

Posted by Natalie P. at 08:46 AM in Beauty, Books, Clothing, Cooking, Coupons, Current Affairs, Dining, Film, Food and Drink, Frugalista Tips, Money, On Sale, Saving, Social Life, The Fashion Frugalista, Travel, Web/Tech, Weblogs
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October 09, 2009

Review of Cheap Products

Logo There's a new site on the world wide web, cheapism. It's a product review of cheap products. Here at The Frugalista Files, the word cheap is not in our vocabulary, but I wanted to shout out a growing blog.  :)

I say the blog is worth a click and a gander. The site does the heavy lifting. I hate buying items that stink. It's better to read the reviews. Go cheapism!

Can you be both cheap and frugal? 

Posted by Natalie P. at 10:48 AM in Beauty, Books, Clothing, Cooking, Coupons, Food and Drink, Frugalista Tips, Money, Music, On Sale, Saving, Science, Social Life, Sports, Television, The Fashion Frugalista, Travel, Video, Web/Tech, Weblogs
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