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Highway dept. says insurance requirement stays when no-fault leaves

The senior attorney for the Florida Department of Highway Safety and Motor Vehicles is weighing in on the debate over whether drivers must carry insurance if the no-fault law sunsets as expected in October. His answer: yes.

Michael Alderman's four-page opinion can be summed up this way: the legislature never intended to repeal the property damage liability insurance requirement and so it remains law until that happens. Download auto_insur.pdf

The department is charged with enforcing current requirements that drivers carry the $10,000 Personal Injury Protection insurance required under the no-fault law and was given $5 million by the legislature last year to offset the loss of fines it collects from violators. But it appears the agency won't be enforcing PIP insurance unless legislators revamp the law but, until then, it's likely to be answering questions about liability coverage.