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Advice for the Money Conscious

Ali Bar

I suppose to manage your money wisely, you need a little money. But right now I’m in student-pauper mode. That may be why I like the name of American Express’ website for Gen X and Gen Y: getcurrency.com.

As I’ve noted, I’m scratching to come up with money for daily expenses and school supplies (and why I’m going to demand a discount for a package of cardboard I ordered for model building that arrived with about $30 worth of material too bent up to use…ugh). At any rate, I decided to check out getcurrency.com to see if there were any money-saving tips that could help me.

What you’ll find here: blogs, articles by leading financial writers and even an iPhone app that allows you to share purchases, sales and other shopping info with friends. There’s even a 25-minute course on managing student loans – complete with quizzes. I decided to check out the loan consolidation section. When you have a string of government loans with different due dates each month, I learned, sometimes it’s good to combine them in one loan. It generally won’t lower your interest rate much, if at all, but you can stretch out the payment terms and you’ll get one bill.

An article about four ways to save on holiday travel caught my eye because I’d really like to go to my grandma’s house in Buffalo for Thanksgiving dinner but am thinking I can’t afford it. I didn’t learn much I didn’t already know from this one: use travel sites like Travelocity and Expedia to compare air fares, travel either early in the morning or late at night to save or consider flying to a nearby airport – ie. West Palm instead of Fort Lauderdale or Miami – if fares are lower. Not much help there. The article also suggested that renting a car could be as expensive as a flight. Since I was going to look into this option, perhaps another article – “Hosting Your First Thanksgiving Without Freaking Out’’ – may be useful.

Just in case I have to do my own Thanksgiving, I did find an article about serving a cheese course interesting. It suggested serving three to five different cheeses – any more than that will overwhelm your guests, and serving cheeses of varying milks – cow, goat or sheep. I also found some of the suggested cheese pairings – blue cheese with honey and Manchego with quince paste – interesting.

So if I don’t end up going over the river and through the woods to grandmother’s house for a dinner with more courses than I can name, maybe I’ll serve cheese.

Posted by Account Deleted at 09:25 AM on November 21, 2010 in College finances , Savings , Vacations | Permalink | Facebook | Digg | del.icio.us | AIM

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